Galenos — Region 2 of canton Zurich, 2026 premiums
Galenos covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 384.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 24 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 860.40 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 637.70 | CHF 544.00 | CHF 539.60 | CHF 571.40 |
| 500 | CHF 626.00 | CHF 532.40 | CHF 527.90 | CHF 559.80 |
| 1'000 | CHF 596.90 | CHF 503.20 | CHF 498.70 | CHF 530.60 |
| 1'500 | CHF 567.70 | CHF 474.00 | CHF 469.60 | CHF 501.40 |
| 2'000 | CHF 538.50 | CHF 444.90 | CHF 440.40 | CHF 472.30 |
| 2'500 | CHF 509.40 | CHF 415.70 | CHF 411.20 | CHF 443.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 510.10 | CHF 436.20 | CHF 430.50 | CHF 450.90 |
| 500 | CHF 498.40 | CHF 424.50 | CHF 418.90 | CHF 439.30 |
| 1'000 | CHF 469.20 | CHF 395.30 | CHF 389.70 | CHF 410.10 |
| 1'500 | CHF 440.10 | CHF 366.20 | CHF 360.50 | CHF 380.90 |
| 2'000 | CHF 410.90 | CHF 337.00 | CHF 331.40 | CHF 351.80 |
| 2'500 | CHF 381.70 | CHF 307.80 | CHF 302.20 | CHF 322.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 64.10 | CHF 58.80 | CHF 58.10 | CHF 63.50 |
| 100 | CHF 59.70 | CHF 54.70 | CHF 54.00 | CHF 59.10 |
| 200 | CHF 55.20 | CHF 50.60 | CHF 50.00 | CHF 54.70 |
| 300 | CHF 50.70 | CHF 46.50 | CHF 46.00 | CHF 50.20 |
| 400 | CHF 46.30 | CHF 42.40 | CHF 41.90 | CHF 45.80 |
| 500 | CHF 41.80 | CHF 38.30 | CHF 37.90 | CHF 41.40 |
| 600 | CHF 37.40 | CHF 34.50 | CHF 34.50 | CHF 37.00 |
With or without accident cover
With accident cover: CHF 637.70 a month. Without: CHF 596.00. Dropping it saves CHF 500.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 542.50 in 2025 to CHF 384.30 — a fall of 0.5 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| SWICA | CHF 497.10 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.