SWICA — Region 2 of canton Zurich, 2026 premiums
SWICA covers the 37 municipalities of Region 2 in canton Zurich. Its lowest adult premium here is CHF 343.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 12 out of 27 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 508.86 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 350.40 a year for an adult on the same profile.
The full SWICA table
320 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 583.10 | CHF 497.10 | CHF 501.50 | CHF 535.00 |
| 500 | CHF 571.50 | CHF 485.50 | CHF 489.80 | CHF 523.40 |
| 1'000 | CHF 542.30 | CHF 462.10 | CHF 466.50 | CHF 500.00 |
| 1'500 | CHF 513.10 | CHF 433.00 | CHF 437.30 | CHF 470.90 |
| 2'000 | CHF 484.00 | CHF 398.00 | CHF 402.30 | CHF 441.70 |
| 2'500 | CHF 454.80 | CHF 368.80 | CHF 373.20 | CHF 412.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 437.40 | CHF 381.70 | CHF 393.70 | CHF 414.50 |
| 500 | CHF 425.80 | CHF 370.00 | CHF 382.00 | CHF 402.80 |
| 1'000 | CHF 396.60 | CHF 345.20 | CHF 363.80 | CHF 373.70 |
| 1'500 | CHF 367.40 | CHF 316.10 | CHF 334.60 | CHF 344.50 |
| 2'000 | CHF 338.30 | CHF 282.50 | CHF 296.70 | CHF 315.30 |
| 2'500 | CHF 309.10 | CHF 253.30 | CHF 267.60 | CHF 286.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 58.40 | CHF 52.80 | CHF 56.70 | CHF 58.40 |
| 200 | CHF 46.80 | CHF 43.10 | CHF 46.30 | CHF 46.80 |
| 400 | CHF 35.10 | CHF 32.40 | CHF 34.70 | CHF 35.10 |
| 600 | CHF 31.40 | CHF 31.40 | CHF 31.40 | CHF 31.40 |
With or without accident cover
With accident cover: CHF 583.10 a month. Without: CHF 542.30. Dropping it saves CHF 489.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 473.30 in 2025 to CHF 343.00 — a rise of 5.0 %.
The 37 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Zurich, not to the municipality.
Adliswil · Dietikon · Dietlikon · Dübendorf · Egg · Erlenbach (ZH) · Fällanden · Greifensee · Herrliberg · Hombrechtikon · Horgen · Kilchberg (ZH) · Kloten · Küsnacht (ZH) · Maur · Meilen · Männedorf · Mönchaltorf · Oetwil am See · Opfikon · Regensdorf · Richterswil · Rümlang · Schlieren · Schwerzenbach · Stäfa · Thalwil · Uetikon am See · Urdorf · Uster · Volketswil · Wallisellen · Wangen-Brüttisellen · Winterthur · Wädenswil · Zollikon · Zumikon
The other insurers in Region 2
27 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 467.90 | View |
| Atupri | CHF 475.60 | View |
| SLKK | CHF 479.30 | View |
| KPT | CHF 483.30 | View |
| CSS | CHF 484.60 | View |
| Sanitas | CHF 488.40 | View |
| CONCORDIA | CHF 492.30 | View |
| Helsana | CHF 493.80 | View |
| Visana | CHF 495.50 | View |
| Wädenswil | CHF 496.40 | View |
| ÖKK | CHF 496.70 | View |
| Assura-Basis | CHF 498.90 | View |
| rhenusana | CHF 499.80 | View |
| sana24 | CHF 501.30 | View |
| Aquilana | CHF 502.20 | View |
| Vivao Sympany | CHF 506.90 | View |
| Luzerner Hinterland | CHF 509.80 | View |
| Sumiswalder | CHF 511.60 | View |
| EGK | CHF 517.10 | View |
| Avenir | CHF 521.30 | View |
| Philos | CHF 528.20 | View |
| Mutuel | CHF 531.30 | View |
| Galenos | CHF 539.60 | View |
| Steffisburg | CHF 548.00 | View |
| vita surselva | CHF 572.85 | View |
| Einsiedler | CHF 599.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums.