Assura-Basis — Region 2 of canton St. Gallen, 2026 premiums
Assura-Basis covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 306.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 11 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Assura-Basis to Agrisano, the cheapest insurer in this region, saves CHF 460.80 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 551.70 | CHF 458.00 |
| 500 | CHF 540.10 | CHF 446.40 |
| 1'000 | CHF 510.90 | CHF 417.20 |
| 1'500 | CHF 481.70 | CHF 388.00 |
| 2'000 | CHF 452.60 | CHF 358.90 |
| 2'500 | CHF 423.40 | CHF 329.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 391.80 | CHF 325.20 |
| 500 | CHF 380.20 | CHF 313.60 |
| 1'000 | CHF 351.00 | CHF 284.40 |
| 1'500 | CHF 321.80 | CHF 255.20 |
| 2'000 | CHF 292.70 | CHF 226.10 |
| 2'500 | CHF 263.50 | CHF 210.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 112.20 | CHF 93.20 |
| 100 | CHF 106.40 | CHF 87.40 |
| 200 | CHF 100.60 | CHF 81.60 |
| 300 | CHF 94.70 | CHF 75.70 |
| 400 | CHF 88.90 | CHF 69.90 |
| 500 | CHF 83.10 | CHF 64.10 |
| 600 | CHF 77.20 | CHF 60.40 |
With or without accident cover
With accident cover: CHF 551.70 a month. Without: CHF 513.10. Dropping it saves CHF 463.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 447.30 in 2025 to CHF 306.70 — a rise of 2.4 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.