Sumiswalder — Region 2 of canton St. Gallen, 2026 premiums
Sumiswalder covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 331.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 16 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 658.80 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 515.70 | CHF 474.50 | CHF 474.50 |
| 500 | CHF 504.10 | CHF 463.70 | CHF 463.70 |
| 1'000 | CHF 474.90 | CHF 436.90 | CHF 436.90 |
| 1'500 | CHF 445.80 | CHF 410.10 | CHF 410.10 |
| 2'000 | CHF 416.60 | CHF 383.30 | CHF 383.30 |
| 2'500 | CHF 387.40 | CHF 356.50 | CHF 356.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 382.80 | CHF 352.20 | CHF 352.20 |
| 500 | CHF 371.20 | CHF 341.50 | CHF 341.50 |
| 1'000 | CHF 342.00 | CHF 314.60 | CHF 314.60 |
| 1'500 | CHF 312.90 | CHF 287.80 | CHF 287.80 |
| 2'000 | CHF 283.70 | CHF 261.00 | CHF 261.00 |
| 2'500 | CHF 254.50 | CHF 234.30 | CHF 234.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 59.80 | CHF 55.00 | CHF 55.00 |
| 100 | CHF 56.90 | CHF 52.30 | CHF 52.30 |
| 200 | CHF 54.00 | CHF 49.70 | CHF 49.70 |
| 300 | CHF 51.00 | CHF 46.90 | CHF 46.90 |
| 400 | CHF 48.10 | CHF 44.30 | CHF 44.30 |
| 500 | CHF 45.20 | CHF 41.60 | CHF 41.60 |
| 600 | CHF 42.30 | CHF 38.90 | CHF 38.90 |
With or without accident cover
With accident cover: CHF 515.70 a month. Without: CHF 479.60. Dropping it saves CHF 433.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 461.10 in 2025 to CHF 331.60 — a rise of 2.9 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.