EGK — Region 2 of canton St. Gallen, 2026 premiums
EGK covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 308.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 10 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from EGK to Agrisano, the cheapest insurer in this region, saves CHF 458.40 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 526.10 | CHF 478.80 | CHF 457.80 |
| 500 | CHF 514.40 | CHF 467.20 | CHF 446.20 |
| 1'000 | CHF 485.20 | CHF 438.00 | CHF 417.00 |
| 1'500 | CHF 456.10 | CHF 408.80 | CHF 387.80 |
| 2'000 | CHF 426.90 | CHF 379.70 | CHF 358.70 |
| 2'500 | CHF 397.70 | CHF 350.50 | CHF 329.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 378.70 | CHF 356.00 | CHF 356.00 |
| 500 | CHF 367.00 | CHF 344.40 | CHF 344.40 |
| 1'000 | CHF 337.90 | CHF 315.20 | CHF 315.20 |
| 1'500 | CHF 308.70 | CHF 286.00 | CHF 286.00 |
| 2'000 | CHF 279.50 | CHF 256.90 | CHF 256.90 |
| 2'500 | CHF 250.40 | CHF 227.70 | CHF 227.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 105.30 | CHF 92.40 | CHF 92.40 |
| 100 | CHF 104.30 | CHF 91.50 | CHF 91.50 |
| 200 | CHF 103.30 | CHF 90.50 | CHF 90.50 |
| 300 | CHF 102.30 | CHF 89.50 | CHF 89.50 |
| 400 | CHF 101.30 | CHF 88.50 | CHF 88.50 |
| 500 | CHF 100.30 | CHF 87.50 | CHF 87.50 |
With or without accident cover
With accident cover: CHF 526.10 a month. Without: CHF 492.00. Dropping it saves CHF 409.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 442.90 in 2025 to CHF 308.10 — a rise of 3.4 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.