vita surselva — Region 2 of canton St. Gallen, 2026 premiums
vita surselva covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 376.25 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 20 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from vita surselva to Agrisano, the cheapest insurer in this region, saves CHF 1'036.80 a year for an adult on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 532.00 | CHF 506.00 |
| 500 | CHF 521.35 | CHF 495.90 |
| 1'000 | CHF 494.75 | CHF 465.50 |
| 1'500 | CHF 462.85 | CHF 440.20 |
| 2'000 | CHF 436.25 | CHF 409.85 |
| 2'500 | CHF 404.30 | CHF 378.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 444.00 | CHF 422.00 |
| 500 | CHF 435.10 | CHF 413.55 |
| 1'000 | CHF 404.05 | CHF 384.00 |
| 1'500 | CHF 377.40 | CHF 354.50 |
| 2'000 | CHF 346.30 | CHF 324.95 |
| 2'500 | CHF 319.70 | CHF 295.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 124.00 | CHF 119.00 |
| 100 | CHF 119.05 | CHF 114.25 |
| 200 | CHF 112.85 | CHF 108.30 |
| 300 | CHF 106.65 | CHF 102.35 |
| 400 | CHF 101.70 | CHF 96.40 |
| 500 | CHF 95.50 | CHF 90.45 |
| 600 | CHF 89.30 | CHF 84.50 |
With or without accident cover
With accident cover: CHF 532.00 a month. Without: CHF 528.80. Dropping it saves CHF 38.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 481.00 in 2025 to CHF 376.25 — a rise of 5.2 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.