CSS — Region 2 of canton St. Gallen, 2026 premiums
CSS covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 293.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 3 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from CSS to Agrisano, the cheapest insurer in this region, saves CHF 297.60 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 529.00 | CHF 444.40 | CHF 481.40 |
| 500 | CHF 517.40 | CHF 432.80 | CHF 469.80 |
| 1'000 | CHF 488.20 | CHF 403.60 | CHF 440.60 |
| 1'500 | CHF 459.00 | CHF 374.40 | CHF 411.40 |
| 2'000 | CHF 429.90 | CHF 345.30 | CHF 382.30 |
| 2'500 | CHF 400.70 | CHF 316.10 | CHF 365.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 354.40 | CHF 324.40 | CHF 354.40 |
| 500 | CHF 342.80 | CHF 312.80 | CHF 342.80 |
| 1'000 | CHF 313.60 | CHF 283.60 | CHF 313.60 |
| 1'500 | CHF 284.40 | CHF 254.40 | CHF 284.40 |
| 2'000 | CHF 255.30 | CHF 225.30 | CHF 255.30 |
| 2'500 | CHF 226.10 | CHF 196.10 | CHF 226.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 116.40 | CHF 102.20 | CHF 105.90 |
| 100 | CHF 110.60 | CHF 96.40 | CHF 100.10 |
| 200 | CHF 104.80 | CHF 90.60 | CHF 94.30 |
| 300 | CHF 98.90 | CHF 84.70 | CHF 88.40 |
| 400 | CHF 93.10 | CHF 78.90 | CHF 82.60 |
| 600 | CHF 81.40 | CHF 67.20 | CHF 70.90 |
With or without accident cover
With accident cover: CHF 529.00 a month. Without: CHF 492.00. Dropping it saves CHF 444.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 438.60 in 2025 to CHF 293.90 — a rise of 1.3 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| rhenusana | CHF 471.10 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.