rhenusana — Region 2 of canton St. Gallen, 2026 premiums
rhenusana covers the 44 municipalities of Region 2 in canton St. Gallen. Its lowest adult premium here is CHF 322.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 15 out of 25 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 473.81 a month.
What staying costs
Moving from rhenusana to Agrisano, the cheapest insurer in this region, saves CHF 618.00 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 532.90 | CHF 487.10 | CHF 471.10 |
| 500 | CHF 521.30 | CHF 475.50 | CHF 459.50 |
| 1'000 | CHF 492.10 | CHF 446.30 | CHF 430.30 |
| 1'500 | CHF 462.90 | CHF 417.20 | CHF 401.10 |
| 2'000 | CHF 433.80 | CHF 388.00 | CHF 372.00 |
| 2'500 | CHF 404.60 | CHF 363.10 | CHF 347.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 385.80 | CHF 341.50 | CHF 339.60 |
| 500 | CHF 375.20 | CHF 334.30 | CHF 332.40 |
| 1'000 | CHF 346.80 | CHF 311.60 | CHF 309.70 |
| 1'500 | CHF 323.10 | CHF 285.10 | CHF 283.20 |
| 2'000 | CHF 298.80 | CHF 257.90 | CHF 256.00 |
| 2'500 | CHF 257.50 | CHF 222.30 | CHF 220.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 43.80 | CHF 38.80 | CHF 38.50 |
| 300 | CHF 36.80 | CHF 31.80 | CHF 31.50 |
| 600 | CHF 29.80 | CHF 24.80 | CHF 24.50 |
With or without accident cover
With accident cover: CHF 532.90 a month. Without: CHF 495.60. Dropping it saves CHF 447.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 442.60 in 2025 to CHF 322.90 — a rise of 6.4 %.
The 44 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton St. Gallen, not to the municipality.
Amden · Andwil (SG) · Au (SG) · Bad Ragaz · Benken (SG) · Berg (SG) · Buchs (SG) · Eggersriet · Eschenbach (SG) · Flawil · Flums · Goldach · Gommiswald · Häggenschwil · Jonschwil · Kaltbrunn · Kirchberg (SG) · Mels · Muolen · Mörschwil · Oberuzwil · Pfäfers · Quarten · Rapperswil-Jona · Rheineck · Rorschach · Rorschacherberg · Sargans · Schmerikon · Schänis · Sevelen · St. Margrethen · Steinach · Thal · Tübach · Untereggen · Uznach · Uzwil · Vilters-Wangs · Waldkirch · Walenstadt · Wartau · Weesen · Wittenbach
The other insurers in Region 2
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 419.60 | View |
| Atupri | CHF 443.90 | View |
| CSS | CHF 444.40 | View |
| KPT | CHF 448.50 | View |
| SWICA | CHF 450.10 | View |
| ÖKK | CHF 455.90 | View |
| CONCORDIA | CHF 456.00 | View |
| Aquilana | CHF 457.10 | View |
| Sanitas | CHF 457.30 | View |
| EGK | CHF 457.80 | View |
| Assura-Basis | CHF 458.00 | View |
| Helsana | CHF 458.60 | View |
| Galenos | CHF 459.00 | View |
| sana24 | CHF 466.50 | View |
| Sumiswalder | CHF 474.50 | View |
| Vivao Sympany | CHF 479.70 | View |
| Avenir | CHF 486.50 | View |
| Mutuel | CHF 490.70 | View |
| vita surselva | CHF 506.00 | View |
| Glarner | CHF 511.10 | View |
| SLKK | CHF 512.50 | View |
| Visana | CHF 514.30 | View |
| Philos | CHF 518.20 | View |
| Einsiedler | CHF 547.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums.