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CareMed or TelFirst — Aargau

Aargau: with Atupri, CareMed costs CHF 478.80 a month in 2026 and TelFirst CHF 509.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 368.40 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 478.80CHF 509.50CHF 368.40
500CHF 467.20CHF 497.90CHF 368.40
1'000CHF 438.00CHF 468.70CHF 368.40
1'500CHF 408.80CHF 439.50CHF 368.40
2'000CHF 379.70CHF 410.40CHF 368.40
2'500CHF 350.50CHF 381.20CHF 368.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.