CareMed or TelFirst — Region 1, Vaud
Region 1, Vaud: with Atupri, CareMed costs CHF 610.30 a month in 2026 and TelFirst CHF 589.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelFirst is the cheaper of the two here: CHF 248.40 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 610.30 | CHF 589.60 | CHF 248.40 |
| 500 | CHF 598.70 | CHF 578.00 | CHF 248.40 |
| 1'000 | CHF 569.50 | CHF 548.80 | CHF 248.40 |
| 1'500 | CHF 540.30 | CHF 519.60 | CHF 248.40 |
| 2'000 | CHF 511.20 | CHF 490.50 | CHF 248.40 |
| 2'500 | CHF 482.00 | CHF 461.30 | CHF 248.40 |
The comparison, region by region
- CareMed or TelFirst?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.