CareMed or TelFirst — Region 3, Bern
Region 3, Bern: with Atupri, CareMed costs CHF 525.20 a month in 2026 and TelFirst CHF 536.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CareMed is the cheaper of the two here: CHF 140.40 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 525.20 | CHF 536.90 | CHF 140.40 |
| 500 | CHF 513.60 | CHF 525.30 | CHF 140.40 |
| 1'000 | CHF 484.40 | CHF 496.10 | CHF 140.40 |
| 1'500 | CHF 455.20 | CHF 466.90 | CHF 140.40 |
| 2'000 | CHF 426.10 | CHF 437.80 | CHF 140.40 |
| 2'500 | CHF 396.90 | CHF 408.60 | CHF 140.40 |
The comparison, region by region
- CareMed or TelFirst?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.