CareMed or TelFirst — Region 2, St. Gallen
Region 2, St. Gallen: with Atupri, CareMed costs CHF 470.20 a month in 2026 and TelFirst CHF 470.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CareMed and TelFirst cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 470.20 | CHF 470.20 | — |
| 500 | CHF 458.60 | CHF 458.60 | — |
| 1'000 | CHF 429.40 | CHF 429.40 | — |
| 1'500 | CHF 400.20 | CHF 400.20 | — |
| 2'000 | CHF 371.10 | CHF 371.10 | — |
| 2'500 | CHF 341.90 | CHF 341.90 | — |
The comparison, region by region
- CareMed or TelFirst?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.