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CareMed or TelFirst — Schwyz

Schwyz: with Atupri, CareMed costs CHF 435.20 a month in 2026 and TelFirst CHF 451.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 189.60 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 435.20CHF 451.00CHF 189.60
500CHF 423.60CHF 439.40CHF 189.60
1'000CHF 394.40CHF 410.20CHF 189.60
1'500CHF 365.20CHF 381.00CHF 189.60
2'000CHF 336.10CHF 351.90CHF 189.60
2'500CHF 306.90CHF 322.70CHF 189.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.