CareMed or TelFirst — Region 2, Vaud
Region 2, Vaud: with Atupri, CareMed costs CHF 580.50 a month in 2026 and TelFirst CHF 543.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelFirst is the cheaper of the two here: CHF 440.40 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 580.50 | CHF 543.80 | CHF 440.40 |
| 500 | CHF 568.90 | CHF 532.20 | CHF 440.40 |
| 1'000 | CHF 539.70 | CHF 503.00 | CHF 440.40 |
| 1'500 | CHF 510.50 | CHF 473.80 | CHF 440.40 |
| 2'000 | CHF 481.40 | CHF 444.70 | CHF 440.40 |
| 2'500 | CHF 452.20 | CHF 415.50 | CHF 440.40 |
The comparison, region by region
- CareMed or TelFirst?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.