Skip to content
Sophie

CareMed or TelFirst — Thurgau

Thurgau: with Atupri, CareMed costs CHF 460.10 a month in 2026 and TelFirst CHF 478.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 219.60 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 460.10CHF 478.40CHF 219.60
500CHF 448.50CHF 466.80CHF 219.60
1'000CHF 419.30CHF 437.60CHF 219.60
1'500CHF 390.10CHF 408.40CHF 219.60
2'000CHF 361.00CHF 379.30CHF 219.60
2'500CHF 331.80CHF 350.10CHF 219.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.