CareMed or TelFirst — Region 1, Bern
Region 1, Bern: with Atupri, CareMed costs CHF 590.40 a month in 2026 and TelFirst CHF 558.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelFirst is the cheaper of the two here: CHF 380.40 saved per year against CareMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.
The price at every deductible
| Deductible | CareMed | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 590.40 | CHF 558.70 | CHF 380.40 |
| 500 | CHF 578.80 | CHF 547.10 | CHF 380.40 |
| 1'000 | CHF 549.60 | CHF 517.90 | CHF 380.40 |
| 1'500 | CHF 520.40 | CHF 488.70 | CHF 380.40 |
| 2'000 | CHF 491.30 | CHF 459.60 | CHF 380.40 |
| 2'500 | CHF 462.10 | CHF 430.40 | CHF 380.40 |
The comparison, region by region
- CareMed or TelFirst?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.