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CareMed or TelFirst — Region 3, Grisons

Region 3, Grisons: with Atupri, CareMed costs CHF 468.00 a month in 2026 and TelFirst CHF 489.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 258.00 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 468.00CHF 489.50CHF 258.00
500CHF 456.40CHF 477.90CHF 258.00
1'000CHF 427.20CHF 448.70CHF 258.00
1'500CHF 398.00CHF 419.50CHF 258.00
2'000CHF 368.90CHF 390.40CHF 258.00
2'500CHF 339.70CHF 361.20CHF 258.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.