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CareMed or TelFirst — Region 2, Grisons

Region 2, Grisons: with Atupri, CareMed costs CHF 469.00 a month in 2026 and TelFirst CHF 490.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 259.20 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 469.00CHF 490.60CHF 259.20
500CHF 457.40CHF 479.00CHF 259.20
1'000CHF 428.20CHF 449.80CHF 259.20
1'500CHF 399.00CHF 420.60CHF 259.20
2'000CHF 369.90CHF 391.50CHF 259.20
2'500CHF 340.70CHF 362.30CHF 259.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.