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CareMed or TelFirst — Region 1, Grisons

Region 1, Grisons: with Atupri, CareMed costs CHF 517.70 a month in 2026 and TelFirst CHF 542.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CareMed is the cheaper of the two here: CHF 298.80 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CareMed is a "Family doctor" model. TelFirst is a "Telemedicine and others" model.

  • CareMed

    Family doctor

    You pick a family doctor and always go to them first.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCareMedTelFirstGap per year
300CHF 517.70CHF 542.60CHF 298.80
500CHF 506.10CHF 531.00CHF 298.80
1'000CHF 476.90CHF 501.80CHF 298.80
1'500CHF 447.70CHF 472.60CHF 298.80
2'000CHF 418.60CHF 443.50CHF 298.80
2'500CHF 389.40CHF 414.30CHF 298.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.