Callmed or Multimed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with CSS, Callmed costs CHF 505.90 a month in 2026 and Multimed CHF 486.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 235.20 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.
The price at every deductible
| Deductible | Callmed | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 505.90 | CHF 486.30 | CHF 235.20 |
| 500 | CHF 494.30 | CHF 474.70 | CHF 235.20 |
| 1'000 | CHF 465.10 | CHF 445.50 | CHF 235.20 |
| 1'500 | CHF 435.90 | CHF 416.30 | CHF 235.20 |
| 2'000 | CHF 406.80 | CHF 387.20 | CHF 235.20 |
| 2'500 | CHF 377.60 | CHF 358.00 | CHF 235.20 |
The comparison, region by region
- Callmed or Multimed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.