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Callmed or Multimed — Region 1, Vaud

Region 1, Vaud: with CSS, Callmed costs CHF 638.70 a month in 2026 and Multimed CHF 575.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 753.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 638.70CHF 575.90CHF 753.60
500CHF 627.10CHF 564.30CHF 753.60
1'000CHF 597.90CHF 535.10CHF 753.60
1'500CHF 568.70CHF 505.90CHF 753.60
2'000CHF 539.60CHF 476.80CHF 753.60
2'500CHF 514.40CHF 447.60CHF 801.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.