Callmed or Multimed — Region 1, Lucerne
Region 1, Lucerne: with CSS, Callmed costs CHF 518.90 a month in 2026 and Multimed CHF 485.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 406.80 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.
The price at every deductible
| Deductible | Callmed | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 518.90 | CHF 485.00 | CHF 406.80 |
| 500 | CHF 507.30 | CHF 473.40 | CHF 406.80 |
| 1'000 | CHF 478.10 | CHF 452.20 | CHF 310.80 |
| 1'500 | CHF 448.90 | CHF 423.00 | CHF 310.80 |
| 2'000 | CHF 419.80 | CHF 393.90 | CHF 310.80 |
| 2'500 | CHF 394.60 | CHF 381.70 | CHF 154.80 |
The comparison, region by region
- Callmed or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.