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Callmed or Multimed — Region 1, Zurich

Region 1, Zurich: with CSS, Callmed costs CHF 592.40 a month in 2026 and Multimed CHF 566.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 312.00 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 592.40CHF 566.40CHF 312.00
500CHF 580.80CHF 554.80CHF 312.00
1'000CHF 551.60CHF 533.60CHF 216.00
1'500CHF 522.40CHF 504.40CHF 216.00
2'000CHF 493.30CHF 475.30CHF 216.00
2'500CHF 468.10CHF 463.10CHF 60.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.