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Callmed or Multimed — Region 2, Vaud

Region 2, Vaud: with CSS, Callmed costs CHF 600.60 a month in 2026 and Multimed CHF 570.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 356.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 600.60CHF 570.90CHF 356.40
500CHF 589.00CHF 559.30CHF 356.40
1'000CHF 559.80CHF 538.10CHF 260.40
1'500CHF 530.60CHF 508.90CHF 260.40
2'000CHF 501.50CHF 479.80CHF 260.40
2'500CHF 476.30CHF 467.60CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.