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Callmed or Multimed — Region 2, Zurich

Region 2, Zurich: with CSS, Callmed costs CHF 537.80 a month in 2026 and Multimed CHF 517.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 248.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 537.80CHF 517.10CHF 248.40
500CHF 526.20CHF 505.50CHF 248.40
1'000CHF 497.00CHF 484.30CHF 152.40
1'500CHF 467.80CHF 455.10CHF 152.40
2'000CHF 438.70CHF 426.00CHF 152.40
2'500CHF 421.50CHF 413.80CHF 92.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.