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Callmed or Multimed — Nidwalden

Nidwalden: with CSS, Callmed costs CHF 448.70 a month in 2026 and Multimed CHF 446.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 30.00 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 448.70CHF 446.20CHF 30.00
500CHF 437.10CHF 434.60CHF 30.00
1'000CHF 407.90CHF 413.40CHF 66.00
1'500CHF 378.70CHF 384.20CHF 66.00
2'000CHF 349.60CHF 355.10CHF 66.00
2'500CHF 340.40CHF 342.90CHF 30.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.