Callmed or Multimed — Region 1, St. Gallen
Region 1, St. Gallen: with CSS, Callmed costs CHF 517.70 a month in 2026 and Multimed CHF 497.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 241.20 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.
The price at every deductible
| Deductible | Callmed | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 517.70 | CHF 497.60 | CHF 241.20 |
| 500 | CHF 506.10 | CHF 486.00 | CHF 241.20 |
| 1'000 | CHF 476.90 | CHF 456.80 | CHF 241.20 |
| 1'500 | CHF 447.70 | CHF 427.60 | CHF 241.20 |
| 2'000 | CHF 418.60 | CHF 398.50 | CHF 241.20 |
| 2'500 | CHF 389.40 | CHF 369.30 | CHF 241.20 |
The comparison, region by region
- Callmed or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.