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Callmed or Multimed — Region 1, Fribourg

Region 1, Fribourg: with CSS, Callmed costs CHF 546.30 a month in 2026 and Multimed CHF 528.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 218.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 546.30CHF 528.10CHF 218.40
500CHF 534.70CHF 516.50CHF 218.40
1'000CHF 505.50CHF 487.30CHF 218.40
1'500CHF 476.30CHF 458.10CHF 218.40
2'000CHF 447.20CHF 429.00CHF 218.40
2'500CHF 418.00CHF 399.80CHF 218.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.