Callmed or Multimed — Region 3, St. Gallen
Region 3, St. Gallen: with CSS, Callmed costs CHF 461.80 a month in 2026 and Multimed CHF 451.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 123.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.
The price at every deductible
| Deductible | Callmed | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 461.80 | CHF 451.50 | CHF 123.60 |
| 500 | CHF 450.20 | CHF 439.90 | CHF 123.60 |
| 1'000 | CHF 421.00 | CHF 410.70 | CHF 123.60 |
| 1'500 | CHF 391.80 | CHF 381.50 | CHF 123.60 |
| 2'000 | CHF 362.70 | CHF 352.40 | CHF 123.60 |
| 2'500 | CHF 333.50 | CHF 323.20 | CHF 123.60 |
The comparison, region by region
- Callmed or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.