Callmed or Multimed — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Callmed costs CHF 393.70 a month in 2026 and Multimed CHF 378.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 182.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.
The price at every deductible
| Deductible | Callmed | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 393.70 | CHF 378.50 | CHF 182.40 |
| 500 | CHF 382.10 | CHF 366.90 | CHF 182.40 |
| 1'000 | CHF 352.90 | CHF 337.70 | CHF 182.40 |
| 1'500 | CHF 323.70 | CHF 308.50 | CHF 182.40 |
| 2'000 | CHF 294.60 | CHF 279.40 | CHF 182.40 |
| 2'500 | CHF 265.40 | CHF 250.20 | CHF 182.40 |
The comparison, region by region
- Callmed or Multimed?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.