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Callmed or Multimed — Region 3, Zurich

Region 3, Zurich: with CSS, Callmed costs CHF 505.90 a month in 2026 and Multimed CHF 480.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Multimed is the cheaper of the two here: CHF 302.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Multimed is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Multimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedMultimedGap per year
300CHF 505.90CHF 480.70CHF 302.40
500CHF 494.30CHF 469.10CHF 302.40
1'000CHF 465.10CHF 439.90CHF 302.40
1'500CHF 435.90CHF 410.70CHF 302.40
2'000CHF 406.80CHF 381.60CHF 302.40
2'500CHF 377.60CHF 352.40CHF 302.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.