CSS Callmed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Callmed model from CSS costs CHF 505.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.90, Callmed is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 637.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.90 | CHF 470.50 |
| 500 | CHF 494.30 | CHF 459.70 |
| 1'000 | CHF 465.10 | CHF 432.50 |
| 1'500 | CHF 435.90 | CHF 405.40 |
| 2'000 | CHF 406.80 | CHF 378.30 |
| 2'500 | CHF 377.60 | CHF 351.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 363.40 | CHF 337.90 |
| 500 | CHF 351.80 | CHF 327.10 |
| 1'000 | CHF 322.60 | CHF 300.00 |
| 1'500 | CHF 293.40 | CHF 272.80 |
| 2'000 | CHF 264.30 | CHF 245.80 |
| 2'500 | CHF 235.10 | CHF 218.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.30 | CHF 103.50 |
| 100 | CHF 105.50 | CHF 98.10 |
| 200 | CHF 99.70 | CHF 92.70 |
| 300 | CHF 93.80 | CHF 87.20 |
| 400 | CHF 88.00 | CHF 81.80 |
| 600 | CHF 76.30 | CHF 71.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.