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CSS Callmed — Thurgau

Thurgau: the Callmed model from CSS costs CHF 489.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 489.60, Callmed is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Callmed costs CHF 616.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 489.60CHF 455.30
500CHF 478.00CHF 444.50
1'000CHF 448.80CHF 417.40
1'500CHF 419.60CHF 390.20
2'000CHF 390.50CHF 363.20
2'500CHF 373.30CHF 347.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 367.20CHF 341.50
500CHF 355.60CHF 330.70
1'000CHF 326.40CHF 303.60
1'500CHF 297.20CHF 276.40
2'000CHF 268.10CHF 249.30
2'500CHF 247.90CHF 230.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 107.70CHF 100.20
100CHF 101.90CHF 94.80
200CHF 96.10CHF 89.40
300CHF 90.20CHF 83.90
400CHF 84.40CHF 78.50
600CHF 72.70CHF 67.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.