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CSS Callmed — Neuchâtel

Neuchâtel: the Callmed model from CSS costs CHF 629.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 629.10, Callmed is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Callmed costs CHF 838.80 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 629.10CHF 585.10
500CHF 617.50CHF 574.30
1'000CHF 588.30CHF 547.10
1'500CHF 559.10CHF 520.00
2'000CHF 530.00CHF 492.90
2'500CHF 504.80CHF 469.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 471.80CHF 438.80
500CHF 460.20CHF 428.00
1'000CHF 431.00CHF 400.90
1'500CHF 401.80CHF 373.70
2'000CHF 372.70CHF 346.60
2'500CHF 346.50CHF 322.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 138.40CHF 128.70
100CHF 132.60CHF 123.30
200CHF 126.80CHF 117.90
300CHF 120.90CHF 112.40
400CHF 115.10CHF 107.00
600CHF 103.40CHF 96.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.