CSS Callmed — Nidwalden
Nidwalden: the Callmed model from CSS costs CHF 448.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 448.70, Callmed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 699.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.70 | CHF 417.30 |
| 500 | CHF 437.10 | CHF 406.50 |
| 1'000 | CHF 407.90 | CHF 379.30 |
| 1'500 | CHF 378.70 | CHF 352.20 |
| 2'000 | CHF 349.60 | CHF 325.10 |
| 2'500 | CHF 340.40 | CHF 316.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 336.50 | CHF 313.00 |
| 500 | CHF 324.90 | CHF 302.20 |
| 1'000 | CHF 295.70 | CHF 275.00 |
| 1'500 | CHF 266.50 | CHF 247.90 |
| 2'000 | CHF 237.40 | CHF 220.80 |
| 2'500 | CHF 211.40 | CHF 196.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 98.70 | CHF 91.80 |
| 100 | CHF 92.90 | CHF 86.40 |
| 200 | CHF 87.10 | CHF 81.00 |
| 300 | CHF 81.20 | CHF 75.50 |
| 400 | CHF 75.40 | CHF 70.10 |
| 600 | CHF 63.70 | CHF 59.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.