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CSS Callmed — Nidwalden

Nidwalden: the Callmed model from CSS costs CHF 448.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 448.70, Callmed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Callmed costs CHF 699.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 448.70CHF 417.30
500CHF 437.10CHF 406.50
1'000CHF 407.90CHF 379.30
1'500CHF 378.70CHF 352.20
2'000CHF 349.60CHF 325.10
2'500CHF 340.40CHF 316.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 336.50CHF 313.00
500CHF 324.90CHF 302.20
1'000CHF 295.70CHF 275.00
1'500CHF 266.50CHF 247.90
2'000CHF 237.40CHF 220.80
2'500CHF 211.40CHF 196.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 98.70CHF 91.80
100CHF 92.90CHF 86.40
200CHF 87.10CHF 81.00
300CHF 81.20CHF 75.50
400CHF 75.40CHF 70.10
600CHF 63.70CHF 59.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.