CSS Callmed — Region 2, Bern
Region 2, Bern: the Callmed model from CSS costs CHF 547.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 547.20, Callmed is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 729.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 547.20 | CHF 508.90 |
| 500 | CHF 535.60 | CHF 498.10 |
| 1'000 | CHF 506.40 | CHF 471.00 |
| 1'500 | CHF 477.20 | CHF 443.80 |
| 2'000 | CHF 448.10 | CHF 416.70 |
| 2'500 | CHF 418.90 | CHF 389.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 410.40 | CHF 381.70 |
| 500 | CHF 398.80 | CHF 370.90 |
| 1'000 | CHF 369.60 | CHF 343.70 |
| 1'500 | CHF 340.40 | CHF 316.60 |
| 2'000 | CHF 311.30 | CHF 289.50 |
| 2'500 | CHF 282.10 | CHF 262.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.40 | CHF 112.00 |
| 100 | CHF 114.60 | CHF 106.60 |
| 200 | CHF 108.80 | CHF 101.20 |
| 300 | CHF 102.90 | CHF 95.70 |
| 400 | CHF 97.10 | CHF 90.30 |
| 600 | CHF 85.40 | CHF 79.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.