CSS Callmed — Appenzell Innerrhoden
Appenzell Innerrhoden: the Callmed model from CSS costs CHF 393.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 393.70, Callmed is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 495.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 393.70 | CHF 366.10 |
| 500 | CHF 382.10 | CHF 355.30 |
| 1'000 | CHF 352.90 | CHF 328.20 |
| 1'500 | CHF 323.70 | CHF 301.00 |
| 2'000 | CHF 294.60 | CHF 274.00 |
| 2'500 | CHF 265.40 | CHF 246.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 287.10 | CHF 267.00 |
| 500 | CHF 275.50 | CHF 256.20 |
| 1'000 | CHF 246.30 | CHF 229.10 |
| 1'500 | CHF 217.10 | CHF 201.90 |
| 2'000 | CHF 188.00 | CHF 174.80 |
| 2'500 | CHF 163.60 | CHF 152.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 86.60 | CHF 80.50 |
| 100 | CHF 80.80 | CHF 75.20 |
| 200 | CHF 75.00 | CHF 69.80 |
| 300 | CHF 69.10 | CHF 64.30 |
| 400 | CHF 63.30 | CHF 58.90 |
| 600 | CHF 51.60 | CHF 48.00 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.