CSS Callmed — Region 1, St. Gallen
Region 1, St. Gallen: the Callmed model from CSS costs CHF 517.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.70, Callmed is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 651.60 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.70 | CHF 481.40 |
| 500 | CHF 506.10 | CHF 470.60 |
| 1'000 | CHF 476.90 | CHF 443.50 |
| 1'500 | CHF 447.70 | CHF 416.30 |
| 2'000 | CHF 418.60 | CHF 389.30 |
| 2'500 | CHF 389.40 | CHF 362.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 388.20 | CHF 361.10 |
| 500 | CHF 376.60 | CHF 350.30 |
| 1'000 | CHF 347.40 | CHF 323.10 |
| 1'500 | CHF 318.20 | CHF 296.00 |
| 2'000 | CHF 289.10 | CHF 268.90 |
| 2'500 | CHF 259.90 | CHF 241.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.90 | CHF 105.90 |
| 100 | CHF 108.10 | CHF 100.50 |
| 200 | CHF 102.30 | CHF 95.10 |
| 300 | CHF 96.40 | CHF 89.60 |
| 400 | CHF 90.60 | CHF 84.20 |
| 600 | CHF 78.90 | CHF 73.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.