CSS Callmed — Region 3, Bern
Region 3, Bern: the Callmed model from CSS costs CHF 513.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.00, Callmed is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 684.00 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.00 | CHF 477.10 |
| 500 | CHF 501.40 | CHF 466.30 |
| 1'000 | CHF 472.20 | CHF 439.10 |
| 1'500 | CHF 443.00 | CHF 412.00 |
| 2'000 | CHF 413.90 | CHF 384.90 |
| 2'500 | CHF 384.70 | CHF 357.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 384.80 | CHF 357.80 |
| 500 | CHF 373.20 | CHF 347.00 |
| 1'000 | CHF 344.00 | CHF 319.90 |
| 1'500 | CHF 314.80 | CHF 292.70 |
| 2'000 | CHF 285.70 | CHF 265.70 |
| 2'500 | CHF 256.50 | CHF 238.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.90 | CHF 105.00 |
| 100 | CHF 107.10 | CHF 99.60 |
| 200 | CHF 101.30 | CHF 94.20 |
| 300 | CHF 95.40 | CHF 88.70 |
| 400 | CHF 89.60 | CHF 83.30 |
| 600 | CHF 77.90 | CHF 72.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.