CSS Callmed — Region 2, St. Gallen
Region 2, St. Gallen: the Callmed model from CSS costs CHF 481.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 481.40, Callmed is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 571.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.40 | CHF 447.70 |
| 500 | CHF 469.80 | CHF 436.90 |
| 1'000 | CHF 440.60 | CHF 409.70 |
| 1'500 | CHF 411.40 | CHF 382.60 |
| 2'000 | CHF 382.30 | CHF 355.50 |
| 2'500 | CHF 365.10 | CHF 339.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 354.40 | CHF 329.60 |
| 500 | CHF 342.80 | CHF 318.80 |
| 1'000 | CHF 313.60 | CHF 291.70 |
| 1'500 | CHF 284.40 | CHF 264.50 |
| 2'000 | CHF 255.30 | CHF 237.50 |
| 2'500 | CHF 226.10 | CHF 210.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.90 | CHF 98.50 |
| 100 | CHF 100.10 | CHF 93.10 |
| 200 | CHF 94.30 | CHF 87.70 |
| 300 | CHF 88.40 | CHF 82.20 |
| 400 | CHF 82.60 | CHF 76.80 |
| 600 | CHF 70.90 | CHF 65.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.