CSS Callmed — Region 1, Schaffhausen
Region 1, Schaffhausen: the Callmed model from CSS costs CHF 550.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 550.40, Callmed is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 775.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 550.40 | CHF 511.90 |
| 500 | CHF 538.80 | CHF 501.10 |
| 1'000 | CHF 509.60 | CHF 474.00 |
| 1'500 | CHF 480.40 | CHF 446.80 |
| 2'000 | CHF 451.30 | CHF 419.70 |
| 2'500 | CHF 422.10 | CHF 392.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.80 | CHF 383.90 |
| 500 | CHF 401.20 | CHF 373.10 |
| 1'000 | CHF 372.00 | CHF 346.00 |
| 1'500 | CHF 342.80 | CHF 318.80 |
| 2'000 | CHF 313.70 | CHF 291.80 |
| 2'500 | CHF 284.50 | CHF 264.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.10 | CHF 112.60 |
| 100 | CHF 115.30 | CHF 107.20 |
| 200 | CHF 109.50 | CHF 101.80 |
| 300 | CHF 103.60 | CHF 96.30 |
| 400 | CHF 97.80 | CHF 90.90 |
| 600 | CHF 86.10 | CHF 80.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.