CSS Callmed — Region 1, Fribourg
Region 1, Fribourg: the Callmed model from CSS costs CHF 546.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 546.30, Callmed is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Callmed costs CHF 728.40 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 546.30 | CHF 508.10 |
| 500 | CHF 534.70 | CHF 497.30 |
| 1'000 | CHF 505.50 | CHF 470.10 |
| 1'500 | CHF 476.30 | CHF 443.00 |
| 2'000 | CHF 447.20 | CHF 415.90 |
| 2'500 | CHF 418.00 | CHF 388.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.70 | CHF 381.00 |
| 500 | CHF 398.10 | CHF 370.30 |
| 1'000 | CHF 368.90 | CHF 343.10 |
| 1'500 | CHF 339.70 | CHF 315.90 |
| 2'000 | CHF 310.60 | CHF 288.90 |
| 2'500 | CHF 281.40 | CHF 261.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.20 | CHF 111.80 |
| 100 | CHF 114.40 | CHF 106.40 |
| 200 | CHF 108.60 | CHF 101.00 |
| 300 | CHF 102.70 | CHF 95.50 |
| 400 | CHF 96.90 | CHF 90.10 |
| 600 | CHF 85.20 | CHF 79.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.