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CSS Callmed — Region 3, Zurich

Region 3, Zurich: the Callmed model from CSS costs CHF 505.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 505.90, Callmed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Callmed costs CHF 637.20 less per year than CSS's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 505.90CHF 470.50
500CHF 494.30CHF 459.70
1'000CHF 465.10CHF 432.50
1'500CHF 435.90CHF 405.40
2'000CHF 406.80CHF 378.30
2'500CHF 377.60CHF 351.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 368.90CHF 343.10
500CHF 357.30CHF 332.30
1'000CHF 328.10CHF 305.20
1'500CHF 298.90CHF 278.00
2'000CHF 269.80CHF 251.00
2'500CHF 240.60CHF 223.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 111.30CHF 103.50
100CHF 105.50CHF 98.10
200CHF 99.70CHF 92.70
300CHF 93.80CHF 87.20
400CHF 88.00CHF 81.80
600CHF 76.30CHF 71.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.