EGK EGK-TelCare — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the EGK-TelCare model from EGK costs CHF 447.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 447.90, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 1'100.40 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.90 | CHF 418.80 |
| 500 | CHF 436.30 | CHF 408.00 |
| 1'000 | CHF 407.10 | CHF 380.70 |
| 1'500 | CHF 377.90 | CHF 353.40 |
| 2'000 | CHF 348.80 | CHF 326.20 |
| 2'500 | CHF 319.60 | CHF 298.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 354.50 | CHF 331.50 |
| 500 | CHF 342.90 | CHF 320.70 |
| 1'000 | CHF 313.70 | CHF 293.40 |
| 1'500 | CHF 284.50 | CHF 266.10 |
| 2'000 | CHF 255.40 | CHF 238.80 |
| 2'500 | CHF 226.20 | CHF 211.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.90 | CHF 101.90 |
| 100 | CHF 108.00 | CHF 101.00 |
| 200 | CHF 107.00 | CHF 100.10 |
| 300 | CHF 106.00 | CHF 99.20 |
| 400 | CHF 105.00 | CHF 98.20 |
| 500 | CHF 104.00 | CHF 97.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.