EGK EGK-TelCare — Region 1, Lucerne
Region 1, Lucerne: the EGK-TelCare model from EGK costs CHF 491.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 491.60, EGK-TelCare is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 830.40 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 491.60 | CHF 459.70 |
| 500 | CHF 480.00 | CHF 448.80 |
| 1'000 | CHF 450.80 | CHF 421.50 |
| 1'500 | CHF 421.60 | CHF 394.20 |
| 2'000 | CHF 392.50 | CHF 367.00 |
| 2'500 | CHF 363.30 | CHF 339.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 361.90 |
| 500 | CHF 375.40 | CHF 351.00 |
| 1'000 | CHF 346.20 | CHF 323.70 |
| 1'500 | CHF 317.00 | CHF 296.40 |
| 2'000 | CHF 287.90 | CHF 269.20 |
| 2'500 | CHF 258.70 | CHF 241.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 115.10 |
| 100 | CHF 122.10 | CHF 114.20 |
| 200 | CHF 121.10 | CHF 113.30 |
| 300 | CHF 120.10 | CHF 112.30 |
| 400 | CHF 119.10 | CHF 111.40 |
| 500 | CHF 118.10 | CHF 110.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.