EGK EGK-TelCare — Appenzell Innerrhoden
Appenzell Innerrhoden: the EGK-TelCare model from EGK costs CHF 426.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 426.30, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 1'047.60 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.30 | CHF 398.60 |
| 500 | CHF 414.70 | CHF 387.80 |
| 1'000 | CHF 385.50 | CHF 360.50 |
| 1'500 | CHF 356.30 | CHF 333.20 |
| 2'000 | CHF 327.20 | CHF 306.00 |
| 2'500 | CHF 298.00 | CHF 278.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 319.70 | CHF 299.00 |
| 500 | CHF 308.10 | CHF 288.10 |
| 1'000 | CHF 278.90 | CHF 260.80 |
| 1'500 | CHF 249.70 | CHF 233.50 |
| 2'000 | CHF 220.60 | CHF 206.30 |
| 2'500 | CHF 191.40 | CHF 179.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 94.00 | CHF 87.90 |
| 100 | CHF 93.10 | CHF 87.10 |
| 200 | CHF 92.10 | CHF 86.20 |
| 300 | CHF 91.10 | CHF 85.20 |
| 400 | CHF 90.10 | CHF 84.30 |
| 500 | CHF 89.10 | CHF 83.40 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.