EGK EGK-TelCare — Region 1, Bern
Region 1, Bern: the EGK-TelCare model from EGK costs CHF 603.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 603.40, EGK-TelCare is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 1'033.20 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 603.40 | CHF 561.20 |
| 500 | CHF 591.80 | CHF 550.40 |
| 1'000 | CHF 562.60 | CHF 523.30 |
| 1'500 | CHF 533.40 | CHF 496.10 |
| 2'000 | CHF 504.30 | CHF 469.00 |
| 2'500 | CHF 475.10 | CHF 441.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.30 | CHF 405.80 |
| 500 | CHF 424.70 | CHF 395.00 |
| 1'000 | CHF 395.50 | CHF 367.90 |
| 1'500 | CHF 366.30 | CHF 340.70 |
| 2'000 | CHF 337.20 | CHF 313.60 |
| 2'500 | CHF 308.00 | CHF 286.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.10 | CHF 141.50 |
| 100 | CHF 151.20 | CHF 140.70 |
| 200 | CHF 150.20 | CHF 139.70 |
| 300 | CHF 149.20 | CHF 138.80 |
| 400 | CHF 148.20 | CHF 137.90 |
| 500 | CHF 147.20 | CHF 136.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.