EGK EGK-TelCare — Neuchâtel
Neuchâtel: the EGK-TelCare model from EGK costs CHF 623.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 623.00, EGK-TelCare is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 1'423.20 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 623.00 | CHF 582.60 |
| 500 | CHF 611.40 | CHF 571.70 |
| 1'000 | CHF 582.20 | CHF 544.40 |
| 1'500 | CHF 553.00 | CHF 517.10 |
| 2'000 | CHF 523.90 | CHF 489.90 |
| 2'500 | CHF 494.70 | CHF 462.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.80 | CHF 419.70 |
| 500 | CHF 437.20 | CHF 408.80 |
| 1'000 | CHF 408.00 | CHF 381.50 |
| 1'500 | CHF 378.80 | CHF 354.20 |
| 2'000 | CHF 349.70 | CHF 327.00 |
| 2'500 | CHF 320.50 | CHF 299.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.90 | CHF 132.70 |
| 100 | CHF 141.00 | CHF 131.90 |
| 200 | CHF 140.00 | CHF 130.90 |
| 300 | CHF 139.00 | CHF 130.00 |
| 400 | CHF 138.00 | CHF 129.10 |
| 500 | CHF 137.00 | CHF 128.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.