EGK EGK-TelCare — Region 3, Bern
Region 3, Bern: the EGK-TelCare model from EGK costs CHF 491.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 491.10, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 958.80 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 491.10 | CHF 456.80 |
| 500 | CHF 479.50 | CHF 446.00 |
| 1'000 | CHF 450.30 | CHF 418.80 |
| 1'500 | CHF 421.10 | CHF 391.70 |
| 2'000 | CHF 392.00 | CHF 364.60 |
| 2'500 | CHF 362.80 | CHF 337.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.90 | CHF 345.00 |
| 500 | CHF 359.30 | CHF 334.20 |
| 1'000 | CHF 330.10 | CHF 307.00 |
| 1'500 | CHF 300.90 | CHF 279.90 |
| 2'000 | CHF 271.80 | CHF 252.80 |
| 2'500 | CHF 242.60 | CHF 225.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.90 | CHF 114.30 |
| 100 | CHF 122.00 | CHF 113.50 |
| 200 | CHF 121.00 | CHF 112.60 |
| 300 | CHF 120.00 | CHF 111.60 |
| 400 | CHF 119.00 | CHF 110.70 |
| 500 | CHF 118.00 | CHF 109.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.