EGK EGK-TelCare — Region 3, St. Gallen
Region 3, St. Gallen: the EGK-TelCare model from EGK costs CHF 454.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 454.50, EGK-TelCare is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-TelCare costs CHF 673.20 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 454.50 | CHF 425.00 |
| 500 | CHF 442.90 | CHF 414.20 |
| 1'000 | CHF 413.70 | CHF 386.90 |
| 1'500 | CHF 384.50 | CHF 359.60 |
| 2'000 | CHF 355.40 | CHF 332.30 |
| 2'500 | CHF 326.20 | CHF 305.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.20 | CHF 326.60 |
| 500 | CHF 337.60 | CHF 315.70 |
| 1'000 | CHF 308.40 | CHF 288.40 |
| 1'500 | CHF 279.20 | CHF 261.10 |
| 2'000 | CHF 250.10 | CHF 233.90 |
| 2'500 | CHF 220.90 | CHF 206.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.90 | CHF 99.10 |
| 100 | CHF 105.00 | CHF 98.20 |
| 200 | CHF 104.00 | CHF 97.30 |
| 300 | CHF 103.00 | CHF 96.40 |
| 400 | CHF 102.00 | CHF 95.40 |
| 500 | CHF 101.00 | CHF 94.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.